Dr. Elizabeth Lucky Maretha Sitinjak, SE, M.SI, CPA, a lecturer at the Master of Accounting Soegijapranata Catholic University Semarang Central of Java Indonesia. Associate professor in financial management and financial behavior. I teach in the Bachelor’s and Master’s Degree Study Programs in Accounting and also teach in the Master of Management and Master of Architecture. The areas studied are Financial Management, Investment Theory and Capital Markets, Financial Analysis and Valuation, Asset Management, Risk Management, and Stock Systems.